Table of Contents
Why I Choose Spendee
My Spendee Expense Tracking System
1. Budget Creation
2. Spending Overview
3. Recurring Expenses
4. Expense Categorization
Home System Tutorial MAC I Use This App to Track My Monthly Expenses

I Use This App to Track My Monthly Expenses

Feb 06, 2025 pm 03:15 PM

Managing personal finances effectively requires tracking income and expenses. Spendee is a user-friendly budgeting app that simplifies this process.

Why I Choose Spendee

Spendee's intuitive design is its biggest advantage. Unlike spreadsheets or other complex budgeting apps, Spendee is easy to understand and use. Data entry is quick and straightforward, and the ability to create multiple "wallets" adds flexibility. I find its visual layout superior to many competitors.

Another key feature is the simple expense categorization. While I don't focus on drastically reducing bills, Spendee helps identify areas of unnecessary spending. This categorization provides valuable insights into spending habits.

Download: Spendee for iOS | Android (Free, in-app purchases available)

My Spendee Expense Tracking System

My Spendee system is straightforward yet effective. It's built around a few key features:

1. Budget Creation

Starting with a clean slate when I moved abroad in 2019, I needed a simple budgeting solution. Spendee's intuitive budget creation process was perfect. Creating a new budget is as easy as tapping the "Budgets" tab and selecting "Create a New Budget."

I Use This App to Track My Monthly Expenses I Use This App to Track My Monthly Expenses

My budget covers essential expenses (bills, high-quality food, gym membership) and entertainment. I maintain a consistent monthly income sufficient to cover these areas.

2. Spending Overview

Understanding spending patterns is crucial. Spendee's graphs clearly visualize monthly expenses by category, and the cash flow graph shows monthly profit or loss. This helps identify spending spikes (e.g., birthdays, anniversaries) and areas for potential savings. I define "waste" as spending that doesn't add value to my life.

I Use This App to Track My Monthly Expenses I Use This App to Track My Monthly Expenses

For example, my CrossFit membership is a valuable expense, unlike frequent bar visits.

3. Recurring Expenses

Managing recurring expenses (rent, utilities, subscriptions) is simplified by Spendee's recurring expense feature. Adding these is easy:

  1. Select the " " icon on the Timeline tab.
  2. Input expense details and navigate to "Recurrence."
  3. Set the expense frequency.

I Use This App to Track My Monthly Expenses I Use This App to Track My Monthly Expenses

Recurring income can also be added for those with fixed salaries.

4. Expense Categorization

While I don't budget for every aspect of my life, I categorize expenses using Spendee's pre-defined and custom labels (bills, entertainment, hobbies, etc.).

I Use This App to Track My Monthly Expenses I Use This App to Track My Monthly Expenses

This proactive categorization helps prevent financial issues.

Spendee's simplicity and customization options make it an excellent tool for managing personal finances and achieving better financial control. Its clear visualization of spending helps identify areas for improvement.

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